Permission ladder
Read-only < draft-only < browser access < send/submit < payment/admin. The higher it climbs, the stronger the approval gate needs to be.
AI
AI can draft, summarise and compare. When it sends, buys, deletes, submits or changes access, it is acting with your identity.
Nigel version
Read-only and draft-only are low drama. Consequential actions need human approval. Secrets do not belong in random tools.


Agent approval gate
A useful home agent can read a bill, compare options or draft a message. The line changes when it sends email, pays money, deletes files or changes access while logged in as you.
The agent can help without becoming the household's unattended hands. Reading and drafting stay separate from doing.
Reading still needs limits: no secrets, client material, medical/legal details or family-sensitive uploads in random tools.
Explain the jargon
Tap a term for the plain-English version and the practical move. No fake mystique, just the bit that changes what you do at home.
Instructions hidden in a page, email or file that try to steer an AI tool away from what you asked it to do.
Do this: Do not let agents act on untrusted content without a review step, especially before sending, buying, deleting or changing access.
Giving an AI more ability to act than the task needs: browser sessions, payment access, email sending or admin permissions.
Do this: Default to read-only or draft-only. Add explicit approval gates for consequential actions.
Secrets, client material, legal/medical/family information, work files and anything you would not want in a vendor support ticket.
Do this: Use approved tools and keep random AI sites away from sensitive uploads and prompts.
Full guidance
An approval-gate flow for agent permissions and sensitive actions.
Read-only < draft-only < browser access < send/submit < payment/admin. The higher it climbs, the stronger the approval gate needs to be.
Prompts, uploads, outputs, logs and metadata may exist outside the household. If it would be awkward in a vendor ticket, do not paste it into a random tool.
AI can help prepare work. It should not secretly make decisions, submissions or representations on your behalf.
A browser agent does not only read the task you typed. It may also read web pages, emails, PDFs, tickets and chat messages. Any of those can contain hostile instructions. That is why untrusted content and action authority are a bad mix: the tool may be looking at a scam page while also holding your logged-in browser.
Let AI draft the comparison, write the email, summarise the bill or list the steps. Keep the actual click with a person for sending, buying, deleting, changing account settings, uploading private files or granting access. It is boring, but boring is exactly the point.
Scenario
It wants to log in, compare bills and submit a change.
Better response
Worse habit
Handing it email, payment and submission authority unattended.
A browser agent is asked to organise email and one message says to ignore previous instructions, export data or approve a fake invoice.
Better response
Worse habit
Letting the agent both read untrusted mail and act on accounts without a human stop.
A free tool asks for a tax PDF, work document, medical letter or family legal file to summarise.
Better response
Worse habit
Uploading the real document because the summary will only take ten seconds.